Monday, January 12, 2009
I want to be shouting this from the rooftops by next year this time! That is my[our] goal! I sat down today with my friend who has an accounting degree to help me reconfigure our money. We set up a budget-well, 2 budgets. 1 for when Jacob is away and 1 for when he returns. Jacob and I want to be financially free. Dave Ramsey has a great fiancial freedom plan--funny that it costs so much to get all the products and go to the seminars-are you seeing the irony!? So, my friend and I did all the calculations and as she was writing the NEW plan, she was adding lines for clothes, entertainment, SAVINGS! --i said, "wow it almost looks like we can maybe afford a vacation one day!" Her response was "No, Abbey. If you stick to this plan you can take your kids to Disney THIS summer!" (we have no desire to go to Disney, but the fact that THAT is even achievable is beyond me!) She is not talking about charging anything-just withdrawing the amoutn we want to spend! I am so ready to BUCKLE down! I thought i was so thrifty already-which don't get me wrong, I AM--but this, this is gonna be tough!--but a good tough! I am relieved that the light at the end of the dark tunnel of debt is getting much brighter! What's that verse: Owe no man....? i gotta look that up to get it right, but its looking good! Praise the Lord for a husband who works hard!